{"id":5180,"date":"2026-04-02T15:09:27","date_gmt":"2026-04-02T15:09:27","guid":{"rendered":"https:\/\/www.arivonix.ai\/blog\/?p=5180"},"modified":"2026-04-24T05:30:30","modified_gmt":"2026-04-24T05:30:30","slug":"leveraging-agentic-ai","status":"publish","type":"post","link":"https:\/\/www.arivonix.ai\/blog\/leveraging-agentic-ai\/","title":{"rendered":"Leveraging Agentic AI to Overcome ISO Maintenance Challenges and Drive Faster, Smarter Underwriting Decisions\u00a0\u00a0"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5180\" class=\"elementor elementor-5180\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3407205 e-flex e-con-boxed e-con e-parent\" data-id=\"3407205\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fb1f62 elementor-widget elementor-widget-text-editor\" data-id=\"2fb1f62\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">ISO data is one of the largest and most credible insurance databases in the world, containing\u00a0<\/span><b><span data-contrast=\"auto\">billions of statistical records<\/span><\/b><span data-contrast=\"auto\">\u00a0(~34.5 billion records as of recent years) collected from hundreds of insurers across personal and commercial lines.\u00a0<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">It serves as an industry standard, providing companies with credible benchmarks, pre-filed forms and rules that simplify compliance and rate\/form filings, and better pricing and underwriting decisions that\u00a0maintain\u00a0consistency with legislative requirements.<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">ISO data has multiple use cases across carriers and MGAs, including:<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/p><ol><li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"Aptos\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Pricing and Ratemaking<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li><li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"Aptos\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Underwriting and Risk Assessment<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li><li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"Aptos\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">New Product Development and Launches<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li><li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"Aptos\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Actuarial Analysis and Reserving<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li><li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"Aptos\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Benchmarking and Market Insights<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li><li aria-setsize=\"-1\" data-leveltext=\"%1.\" data-font=\"Aptos\" data-listid=\"10\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,0],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Regulatory Compliance and Filing<\/span><span data-ccp-props=\"{&quot;469777462&quot;:[720],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li><\/ol><p><span data-contrast=\"auto\"><br \/>With such significance in the industry, ISO updates are frequent,\u00a0complex,\u00a0and\u00a0resource-intensive:<\/span><span data-ccp-props=\"{&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">75 or more circulars are published each week<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Processing a single circular manually takes over\u00a0<\/span><b><span data-contrast=\"auto\">560 hours<\/span><\/b><span data-contrast=\"auto\">\u00a0on average<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/li><\/ul><ul><li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">Manual handling of an average circular costs\u00a0<\/span><b><span data-contrast=\"auto\">$45,000+<\/span><\/b><span data-contrast=\"auto\">, with complex ones reaching\u00a0<\/span><b><span data-contrast=\"auto\">$80,000\u2013$200,000<\/span><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/li><\/ul><div>\u00a0<\/div><h3><span data-contrast=\"none\">Why ISO Maintenance Is So Challenging<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3><p style=\"font-family: 'DM Sans', sans-serif; color: #0a0a0b;\"><span style=\"font-size: 16px;\" data-contrast=\"auto\">There are many reasons why integrating ISO updates into the decision intelligence process is difficult for carriers and MGAs. <\/span><span data-contrast=\"auto\">ISO content is advisory and standardized, which means carriers and MGAs must interpret each change and apply company-specific deviations, multipliers, rule exceptions, and custom endorsements, including customized forms, rules, and loss cost factors mapped to their own variables.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Many legacy rating systems cannot easily integrate ISO models and their updates, requiring complex, labor-intensive processing. This manual approach can lead to premium leakage, incorrect pricing, coverage gaps, or mismatched policy language, and in most cases, delayed product launches, rate changes, and responses to market movements.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Even where ISO pre-files in many states, carriers still need to file their own deviations or program-specific changes. Scalability becomes a further challenge when companies\u00a0seek\u00a0to enter new markets or lines of business.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><h3><span data-contrast=\"none\">How\u00a0Arivonix\u00a0AI Solves This<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">With the advent of agentic AI workflows,\u00a0Arivonix\u00a0is uniquely positioned to solve this problem for carriers and MGAs.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Arivonix\u00a0AI modernizes ISO content management by using agentic AI, fine-tuned LLM models, and an insurance-native data fabric to transform complex, unstructured ISO manuals, circulars, forms, rules, and loss costs into structured relationship models. SMEs review only exceptions, while the platform delivers consistent, zero-drift output, rapid adaptation to new formats and multiple lines of business, and significantly lower inference costs.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><table data-tablestyle=\"MsoNormalTable\" data-tablelook=\"1184\" aria-rowcount=\"9\"><tbody><tr aria-rowindex=\"1\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Challenge<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">How\u00a0Arivonix\u00a0AI Helps<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Key Benefit<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"2\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">High volume and frequency of circulars<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Uses agentic AI pipelines to automatically ingest, parse, and categorize ISO circulars (forms, rules,\u00a0and\u00a0loss costs) in real time.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Handles 75+ weekly updates with minimal human intervention.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"3\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">High SME effort\u00a0and\u00a0manual dictation<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">After\u00a0an initial\u00a0seeding phase, fine-tuned agentic models internalize thousands of IDP logics and mapping rules. SMEs review only exceptions.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Dramatically reduces SME time,\u00a0from dictating every rule to exception-based oversight.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"4\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Time-consuming\u00a0and\u00a0costly implementation<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Automates interpretation, impact analysis, deviation preservation, and system updates via intelligent workflows.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Cuts implementation from months\/weeks to days, with significant cost savings.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"5\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Inconsistent output\u00a0and\u00a0quality drift<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Agentic AI learns complex mapping patterns consistently across thousands of logics. Replaces brittle multi-layer workflows with governed, traceable agents.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Delivers zero-drift, high-quality output even on complex or varying inputs.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"6\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Slow adaptation to new PDF formats \/ LOB variations<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">LLM fine-tuning and agentic AI learning enable rapid generalization to new formats and line-of-business differences.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Replaces slow prompt engineering and manual mapping with faster, adaptive intelligence.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"7\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Limited scalability across multiple LOBs<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">A single unified data fabric and agentic platform efficiently\u00a0manages\u00a0multiple lines of business simultaneously, even when requirements differ significantly.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Proves concept quickly for one LOB and scales to all without proportional effort.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"8\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Difficult LLM\/model upgrades<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Decouples business logic from the underlying model. Upgrading the LLM or adding new models requires minimal rework of hardcoded logics.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Makes upgrades low-risk and straightforward while keeping inference costs low.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><tr aria-rowindex=\"9\"><td data-celllook=\"4369\"><p><b><span data-contrast=\"auto\">Regulatory compliance\u00a0and\u00a0risk<\/span><\/b><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Built-in governance, data lineage, audit trails, and explainability ensure\u00a0all\u00a0changes are traceable and compliant.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><td data-celllook=\"4369\"><p><span data-contrast=\"auto\">Reduces risk of coverage gaps, premium leakage,\u00a0and\u00a0regulatory issues.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><\/td><\/tr><\/tbody><\/table><p><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">By replacing complex manual processes and legacy system workflows with agentic workflow automation,\u00a0Arivonix\u00a0integrates seamlessly with existing systems, making ISO updates faster, model upgrades trivial, and enabling carriers and MGAs to shift from reactive maintenance to proactive underwriting innovation.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">In a recent event at\u00a0<\/span><span data-contrast=\"auto\"><a href=\"https:\/\/www.arivonix.ai\/blog\/think-implementing-an-enterprise-grade-agentic-ai-strategy-under-3-weeks-is-impossible-think-again\/\" target=\"_blank\" rel=\"noopener\">ITC Vegas 2025,<\/a>\u00a0Arivonix\u00a0and Verisk took the stage\u00a0to discuss how an enterprise-grade agentic AI strategy can solve these challenges for carriers and MGAs at scale.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><h3><b><span data-contrast=\"none\">Book a consultation<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559685&quot;:0,&quot;335559738&quot;:299,&quot;335559739&quot;:299}\">\u00a0<\/span><\/h3><p><span data-contrast=\"auto\">If ISO updates are taking weeks to interpret, reconcile, and implement across your teams, the challenge\u00a0likely has\u00a0to do with how data flows through your workflows.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">In a short working session, we will map your current ISO workflows,\u00a0identify\u00a0where time and risk accumulate, and outline how a more structured approach can reduce that effort.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><a href=\"https:\/\/www.arivonix.ai\/book-a-consultation\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Book a consultation here<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">No preparation\u00a0required. No commitment.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{&quot;335559685&quot;:360}\">\u00a0<\/span><\/p><p aria-level=\"1\"><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:322,&quot;335559739&quot;:322}\">\u00a0<\/span><\/p><p><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ISO data is one of the largest and most credible insurance databases in the world, containing\u00a0billions of statistical records\u00a0(~34.5 billion records as of recent years) collected from hundreds of insurers across personal and commercial lines.\u00a0\u00a0 It serves as an industry standard, providing companies with credible benchmarks, pre-filed forms and rules that simplify compliance and rate\/form [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5188,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[140],"tags":[],"class_list":["post-5180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-arivonix"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/posts\/5180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/comments?post=5180"}],"version-history":[{"count":28,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/posts\/5180\/revisions"}],"predecessor-version":[{"id":5310,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/posts\/5180\/revisions\/5310"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/media\/5188"}],"wp:attachment":[{"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/media?parent=5180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/categories?post=5180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.arivonix.ai\/blog\/wp-json\/wp\/v2\/tags?post=5180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}